Protect what matters most with Kellebrew Insurance Group

At Kellebrew Insurance Group, we specialize in helping homeowners secure their financial future with tailored Mortgage Protection and Life Insurance Solutions.

Get peace of mind knowing your family and home are protected, no matter what life brings.

ABOUT US

Your Trusted Insurance Partner

Kellebrew Insurance Group is committed to providing personalized insurance solutions that safeguard your home and loved ones. With expertise in Mortgage Protection and Life Insurance, we take the time to understand your needs and offer coverage that fits your situation and budget.

Our Featured Products

OUR SERVICES

We Also Offer

Our Specialty Mortgage Protection

Your home is one of your Biggest Investments—Mortgage Protection Insurance ensures your family can keep it, even if the unexpected happens.

If you pass away or become seriously ill, this coverage helps pay off or cover mortgage payments, so your loved ones aren’t left with financial burdens.

Indexed Universal Life Insurance (IUL)

Indexed Universal Life (IUL) insurance is a powerful financial tool that combines lifelong protection with the potential to build cash value over time. Unlike traditional life insurance, an IUL policy allows you to grow your cash value based on stock market index performance—without the risk of market losses.

Whole Life / Final Expense

Whole Life Insurance provides permanent coverage that never expires as long as premiums are paid. It also builds cash value over time, which you can borrow against or use for future financial needs. With fixed premiums and a guaranteed death benefit, it’s a reliable way to protect your family’s financial future.

Term Life

Simple and cost-effective way to provide financial security for your loved ones. It offers coverage for a specific period—typically 10, 20, or 30 years—ensuring that if something happens to you during that time, your family receives a tax-free payout to cover expenses like mortgage payments, debts, or daily living costs.

FAQS

What is mortgage protection insurance, and why do I need it?

Mortgage protection insurance is a type of life insurance that helps cover your mortgage payments if you pass away or become unable to work due to illness or disability. It ensures that your loved ones can stay in their home without the financial burden of a mortgage payment.

Can I get mortgage protection insurance if I already have a mortgage?

Yes! You can apply for mortgage protection insurance at any time, whether you're a new homeowner or have been paying your mortgage for years. The sooner you secure coverage, the better your rates and protection options may be.

How much does mortgage protection insurance cost?

The cost varies depending on factors like your age, health, mortgage amount, and coverage options. We offer customized plans to fit your budget and ensure your family’s home is protected. Contact us for a free quote today!

What is Indexed Universal Life (IUL) insurance, and how does it work?

Indexed Universal Life (IUL) insurance is a type of permanent life insurance that provides both a death benefit and a cash value component. The cash value grows based on the performance of a stock market index (such as the S&P 500) but with built-in protections to prevent losses during market downturns. It offers flexibility in premiums and the potential for tax-free income in retirement.

How can an IUL help with retirement planning?

An IUL can be a powerful financial tool for retirement because it allows you to build tax-deferred cash value over time. Unlike traditional retirement accounts, an IUL offers tax-free withdrawals through policy loans, providing a potential stream of income without the penalties and taxes of 401(k)s or IRAs. Plus, it includes a death benefit that ensures financial security for your loved ones.